City Spotlight- Nashville: Beyond the Bachelorette
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Specialized financing for apartments, student housing, affordable housing, and build-to-rent communities
Multifamily remains the most liquid commercial real estate asset class, with more capital sources than any other property type. George Smith Partners has financed billions of dollars in multifamily properties, from garden-style apartments to high-rise urban developments.
Our team understands the nuances of multifamily financing across different sub-types, markets, and business plans. We know which lenders prefer stabilized workforce housing versus luxury lease-ups, and how to structure financing for complex affordable housing transactions with tax credits and subordinate debt.
Garden-style, mid-rise, and high-rise apartment communities serving the conventional rental market.
LIHTC, Section 8, and workforce housing with specialized capital structures and compliance requirements.
Purpose-built student housing near major universities with by-the-bed leasing structures.
Independent living, assisted living, and memory care communities for the aging population.
Single-family rental communities and horizontal multifamily developments.
Multifamily with ground-floor retail, often in urban infill locations.
The dominant multifamily capital source offering competitive rates, high leverage, and long terms.
Conservative lenders offering the most competitive rates for high-quality stabilized assets.
Local and regional lenders with flexibility and relationship benefits.
Alternative lenders for transitional assets and situations requiring flexibility.
We arrange financing for the full spectrum of multifamily assets, including market-rate apartments, affordable and workforce housing, student housing, build-to-rent communities, senior housing, and mixed-use residential properties. Our team has experience with garden-style, mid-rise, and high-rise developments across all U.S. markets.
Agency lenders offer some of the most competitive terms in multifamily financing, including up to 80% loan-to-value, non-recourse execution, interest-only options, and loan terms ranging from 5 to 30 years. They are the dominant capital source for stabilized apartment properties due to their government-sponsored mandate to support rental housing.
Yes. Bridge lenders, debt funds, and select banks actively finance value-add multifamily strategies, including unit renovations, amenity upgrades, and lease-up situations. George Smith Partners identifies the right transitional lender and structures financing that aligns with your renovation timeline and stabilization plan.
Affordable housing transactions often involve layered capital structures including Low-Income Housing Tax Credits (LIHTC), tax-exempt bonds, subordinate soft debt, and compliance with rent and income restrictions. Our team has deep experience navigating these complex structures and connecting sponsors with specialized affordable housing lenders.
Our team can help you secure optimal financing for your apartment community.
Discuss Your Multifamily Financing