George Smith Partners is working with a private bridge lender providing non-recourse short-term loans secured by first trust deeds on commercial and non-owner-occupied residential real estate in prime California markets. The loan product offers “Pay Rate Protection,” which reduces borrowers’ monthly payment to 4.99% per annum for the entire loan term and defers the remaining interest until loan pay-off without compounding interest. Leverage for Multifamily, Office, Retail, Industrial, Mixed-Use, Covered Land, and Non-Owner Occupied Residential up to 65% of As-Is value for transactions up to $10,000,000 with fixed interest rates between 7.99% and 8.99%. Transactions can be completed within two weeks and there are no prepayment penalties.