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GSP is working with a Southern California Community Bank actively funding ground-up construction and major reposition assets from $1,000,000 to $6,000,000. They can work through moving pieces and special use assets including hospitality, tract & spec housing. Loan requests from Santa Barbara to San Diego including the Inland Empire will be underwritten at Prime + 1.5%. This portfolio lender does not carry any legacy paper and operates with a flat decision making process.